NON LUCRATIVE VISA FOR SPAIN

Non-Lucrative Visa for Spain: A Guide to Moving to Spain for Retirement

If you’re considering moving to Spain and you’re from a non-EU country like the UK, you’ll need a visa. One of the most popular options for retirees or those close to retirement is the Non-Lucrative Visa (NLV). This visa allows you to live in Spain without the need to work, as long as you can financially support yourself. In this guide, we’ll walk you through the process of applying for a Non-Lucrative Visa, including requirements, income thresholds, and how to apply.

What is the Non-Lucrative Visa for Spain?

The Non-Lucrative Visa is designed for people who wish to retire or live in Spain without the intention of working. It’s ideal for those who have sufficient income through pensions, investments, or savings. With its attractive benefits and relatively simple application process, it’s one of the most popular ways to make your dream of retiring in Spain a reality.

Key Requirements for a Non-Lucrative Visa

To qualify for the Non-Lucrative Visa in Spain, you’ll need to meet several key requirements:

Proof of Income

You must show that you have enough income to support yourself during your time in Spain. This can include savings, pensions, or investment income. In 2024, the minimum income required is 33.600 € annually for a single applicant, plus an additional 8.400 € for each dependent family member.

Medical Insurance

You’ll need to provide proof of health insurance that covers you in Spain. This is especially important if you have existing health issues, as you may need to obtain a comprehensive policy from a Spanish insurance provider.

Proof of Identity and Criminal Record

You’ll be required to submit a valid passport (valid for at least a year), along with a police clearance certificate to confirm that you don’t have a criminal record.

How Much Income Do You Need for a Non-Lucrative Visa?

To apply for the Non-Lucrative Visa in Spain, you need to demonstrate that you have the financial means to support yourself. As of 2025, the income requirements are as follows:

33.600 €per year for a single applicant

8.400 € per additional family member

These figures are for one year. When renewing your visa, you will need to show that your financial situation is secure for the entire length of your stay. If your income or savings drops, it could affect your visa renewal application.
What is the Visa Application Process?

Submit Your Application

To apply for the Non-Lucrative Visa, you need to apply at the Spanish Consulate in your home country. Gather all the required documents, including your passport, financial proof (bank statements, pension, etc.), a police clearance certificate, and a health insurance policy.

Attend the Interview

After submitting your application, you may be asked to attend an interview. Be prepared to explain why you want to live in Spain and how you plan to support yourself.

Wait for Approval

The approval process can take 1-3 months. If your application is successful, you’ll receive a visa stamp in your passport, allowing you to move to Spain within three months.

Once You Arrive in Spain: What’s Next?

After arriving in Spain, you need to:

Apply for your TIE card (foreigner identity card) within one month.

Register at the local town hall (padrón).

The TIE card is your official ID while living in Spain. It’s also required if you plan to travel back to your home country to avoid passport stamping at border control.
Can You Work in Spain on the Non-Lucrative Visa?

The Non-Lucrative Visa is intended for people who do not plan to work in Spain. However, family members can study or attend school under this visa. If you’re planning to work while in Spain, you’ll need a different type of visa.

Visa Renewal Process

After your first year in Spain on the Non-Lucrative Visa, you’ll need to renew it. Here’s the renewal timeline:

First, you apply for one year.

After the first year, you apply for two years.

After two years, you can renew for another two years.

Once you’ve been living in Spain for five years, you may be eligible to apply for permanent residency, which is renewable every ten years.
Taxes in Spain for Non-Lucrative Visa Holders

As a resident of Spain, you will be required to pay taxes based on your income. However, many countries, including the UK, have double tax agreements with Spain, which means you will only pay taxes in one country. Before making any decisions, it’s a good idea to consult a tax professional to ensure you’re following the correct procedures.

How to Apply for the Non-Lucrative Visa: Step-by-Step Guide

Research the Non-Lucrative Visa
Make sure this visa is the right option for your plans and financial situation.

Contact a Visa Specialist

Seek help from a qualified professional who specializes in Spanish visas to ensure the application process goes smoothly.

Gather Required Documents
Collect documents like proof of income, medical insurance, a police clearance certificate, and a property lease or deed in Spain.

Submit Your Application
Submit your visa application at the Spanish Consulate in your home country.

Attend the Interview
Be ready to explain your reasons for moving to Spain.

Wait for Approval
It typically takes 1-3 months to process the application. Once approved, you will receive your visa stamp.

Move to Spain
You must move to Spain within three months of receiving your visa.

Apply for TIE and Padrón
After arriving in Spain, get your TIE card and register with the local town hall.

Renew Your Visa
Apply for the two-year visa after your first year, and continue to renew it as required.

Conclusion: Living Your Retirement Dream in Spain

The Non-Lucrative Visa offers an incredible opportunity for people looking to retire in Spain or live without working. With its straightforward application process and attractive benefits, Spain continues to be one of the top destinations for retirees seeking a relaxed lifestyle in a beautiful country.

By ensuring you meet the financial requirements and following the application steps, you can make your dream of living in Spain a reality. Start your journey today and enjoy the sunny climate, rich culture, and relaxed atmosphere of Spain.

For more information about the Non-Lucrative Visa, or if you need assistance with your application, contact us!